Law Effectively Banning ‘Trigger Leads’ in Mortgage Applications Takes Effect

Thursday, March 5th, 2026

On March 5, 2026, the practical ban on mortgage industry trigger leads—signed into law in September 2025 with essentially unanimous support in Congress—has officially taken effect. This change is meant to ease one problem that homebuyers searching for a mortgage face.  Trigger leads are a practice where one of the three major credit bureaus (Equifax,…

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Congress Takes Massive Step in Outlawing the Use of ‘Trigger Leads,’ Passes NAR-Supported Legislation

Friday, October 17th, 2025

If you’ve ever applied for a mortgage, you may have been bombarded by calls, texts and emails from competing lenders and brokers after applying. At best, these messages are a nuisance; at worst, they’re nearly enough reason to change your phone number entirely. However, National Association of Realtors® (NAR)-supported legislation will put an end to…

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