California FAIR Insurance Seeks 36% Rate Increase Due to Growing Wildfire Concerns

Monday, October 6th, 2025

The California FAIR Plan, which provides basic fire insurance to California property owners unable to obtain private insurance, has filed a proposal to increase insurance rates by 35.8%. If approved, this rate hike would begin April 1, 2026, making it the program’s largest rate increase in seven years.  The California FAIR Plan alone only covers…

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