Law Effectively Banning ‘Trigger Leads’ in Mortgage Applications Takes Effect

Thursday, March 5th, 2026

On March 5, 2026, the practical ban on mortgage industry trigger leads—signed into law in September 2025 with essentially unanimous support in Congress—has officially taken effect. This change is meant to ease one problem that homebuyers searching for a mortgage face.  Trigger leads are a practice where one of the three major credit bureaus (Equifax,…

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Report: Lower Rates Could Save Borrowers Up to $2,500 Annually

Friday, October 10th, 2025

Mortgage rates are falling, which could be a step closer to affordable homeownership for many buyers, especially those in high-cost areas, according to online loan marketplace LendingTree. Nationally, the average rate on a 30-year fixed mortgage was 6.68% in July this year, a drop from July 2024’s 7.19%. The average calculated monthly payment across the…

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