Editor’s Note: The Mortgage Mix is RISMedia’s biweekly highlight reel of need-to-know mortgage-industry happenings. Watch for it every other Friday afternoon. – During the back half of July, mortgage rates have climbed to their highest levels since August 2025, with the 30 year fixed rate hovering above 6.5%. Despite this rise, attributed to renewed escalation…
When it comes to homeownership carrying costs, property taxes and homeowners insurance are among the most expensive and unavoidable. In recent years, insurance premiums in particular have risen across the U.S. largely due to climate change-driven natural disasters; increased claims tend to result in upped premiums for every market an insurer covers, rather than only…
On March 5, 2026, the practical ban on mortgage industry trigger leads—signed into law in September 2025 with essentially unanimous support in Congress—has officially taken effect. This change is meant to ease one problem that homebuyers searching for a mortgage face. Trigger leads are a practice where one of the three major credit bureaus (Equifax,…
Mortgage rates are falling, which could be a step closer to affordable homeownership for many buyers, especially those in high-cost areas, according to online loan marketplace LendingTree. Nationally, the average rate on a 30-year fixed mortgage was 6.68% in July this year, a drop from July 2024’s 7.19%. The average calculated monthly payment across the…