Mortgage Mix: Rates Hit Their Highest Level in Nearly a Year; Foreclosures Up

Friday, July 24th, 2026

Editor’s Note: The Mortgage Mix is RISMedia’s biweekly highlight reel of need-to-know mortgage-industry happenings. Watch for it every other Friday afternoon. – During the back half of July, mortgage rates have climbed to their highest levels since August 2025, with the 30 year fixed rate hovering above 6.5%. Despite this rise, attributed to renewed escalation…

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Mixed Mortgage Message: Prepayments Tick Up on Refi Rush While FHA Foreclosure Activity Surges

Thursday, January 29th, 2026

Lower mortgage rates at the end of 2025 prompted a refinance rush among current homeowners, helping boost prepayment rates to their highest level in three years, according to a new report from ICE Mortgage Technology. The monthly mortgage prepayment rate rose to 0.91% in December, just below the 3.5‑year high set in October, ICE reported…

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