Housing construction has faced a plethora of challenges in recent years, as the country falls further behind in the number of homes needed to meet demand. The latest data from Realtor.com® has found these challenges once again widened the “housing supply gap,” with the future looking uncertain without “meaningful” policy changes. Realtor.com’s 2026 Housing Supply…

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The lock-in effect—the gap between existing mortgage payments and the cost of financing a home today—continues to widely affect housing supply and is “trapping” homeowners into staying where they are, according to new data from Realtor.com®.   The new Realtor.com report details how a homeowner wishing to move but locked-in at a lower mortgage rate…

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