Law Effectively Banning ‘Trigger Leads’ in Mortgage Applications Takes Effect

Thursday, March 5th, 2026

On March 5, 2026, the practical ban on mortgage industry trigger leads—signed into law in September 2025 with essentially unanimous support in Congress—has officially taken effect. This change is meant to ease one problem that homebuyers searching for a mortgage face.  Trigger leads are a practice where one of the three major credit bureaus (Equifax,…

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