Homeowners in Black, Hispanic Neighborhoods Pay Significantly More for Home Insurance: Consumer Report

Monday, July 20th, 2026

Homeowners living in predominantly Black and Hispanic neighborhoods are paying hundreds—even thousands—more per year for the same homeowners insurance coverage as homeowners in white neighborhoods, according to a new research report from the Consumer Federation of America (CFA). The nonprofit research and advocacy group found that the average cost of homeowners insurance rose by 24%…

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