To build or buy? Here are the pros and cons of both options…
Buying Pros:
You know exactly what youre getting and can inspect the craftsmanship before you purchase it.
Its a faster and more convenient process.
Buying Cons:
Finding a house that has every feature you desire isnt easy. It could mean buying a home that needs updates.
Building Pros:
Looking to cut your energy costs?
It can take years for a new, more energy-efficient refrigerator or other major appliance to pay for itself in savings on a utility bill. If that’s the path you want to take, this Energy Star calculator can estimate the amount of money saved by replacing an old fridge with a new one. But if you want to see quicker results, here’s how you can save on cash and your energy usage:
Retiring early is a great idea if you can afford it.
Unfortunately, few people plan for retirement as well as they should. A common rule of thumb is to save 10 times your final salary to retire by age 67. For someone with an annual salary of $50,000, that would mean having $500,000 saved in retirement funds.
If you’re thinking about buying or selling a home in St. Louis anytime soon, you’re in luck, as St. Louis was recently named one of the hottest housing markets of 2025 by Zillow. With homes selling in less than a month on average, it pays to have a solid strategy whether listing your home or making your next offer.
If youre considering a safe room in your next home, these are the latest features you should know about…
These arent simply steel-lined closets behind trap doors, but rather, fully fortified luxury accommodations that can seamlessly blend in with the rest of a residence.
If debt collectors are calling or sending you letters demanding payment, you may be worried"and for good reason.
Not only can having a debt in collections stay on your credit report for up to seven years, but it can seem like youre being barraged by debt collection notices from a different company than the original creditor you owed. It can be confusing.
Owing more on a car loan than the car is worth"called being upside down on a loan"can make buying a new vehicle difficult.
The negative equity can mean getting less for your old car at trade-in, or coming up with the extra money to pay off the old debt. Cars depreciate quickly, so the urge to switch to a new car after a few years can leave you with an older car thats worth less than the loan.
Keep these tips in mind when selecting artwork for your home.
Golden Rule of Art Acquisition
Surround yourself with works that truly inspire and excite you.
Size and Scale
Whether its a painting or a sculpture, try to maintain a sense of size and scale thats appropriate to the room.
Consider the Atmosphere
Federal student loans are often the first step for students looking for help paying for college.
While theyre not the only type of loan available for college students, theyre the most common. It’s also important to note that they’re different than private student loans. Here are some of the main differences:
Following are the four types of student loans offered by the federal government:
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