Industry Reaction to 50-Year Mortgage Proposal: Probably Not a ‘Game Changer’

Friday, November 14th, 2025

As mortgage rates saw little shifts during this past week, President Donald Trump and members of his administration have floated an idea to galvanize new homebuyers: the 50-year mortgage. In a post on Truth Social, Trump shared a photo comparing the proposal to how President Franklin D. Roosevelt introduced the federally backed 30-year mortgage during…

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Fannie Mae Lifts Minimum Credit Score on Desktop Underwriter Loans

Monday, November 10th, 2025

Government-sponsored enterprise (GSE) Fannie Mae employs an automated Desktop Underwriter (DU) system. Now, with a recent change in policy, lenders will face one less hurdle in giving loans out processed through the system. Previously, the DU system required that a borrower have a minimum credit score of 620 (or a cumulative minimum of 620 for…

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