Lock-In Effect Loosening as One in Three Spring Sellers Give Up Sub-5% Rate

Thursday, April 23rd, 2026

A new survey from Coldwell Banker Real Estate suggests the mortgage rate “lock-in effect” that has constrained housing supply for the past several years may finally be starting to ease. The company’s 2026 Home Shopping Season Report, based on a survey of more than 700 active Coldwell Banker agents conducted between March 23 and April…

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The Upsizing Question: How Does Rate Lock Impact Move-Up Transactions?

Tuesday, April 14th, 2026

The rate lock-in effect has been a concern on the minds of many in real estate over recent years as mortgage rates have mostly stayed in the 6%-7% range. Homeowners with rates in the 2%-3% range, while they could potentially afford the price of a new home in selling their current one, have reportedly felt…

The post The Upsizing Question: How Does Rate Lock Impact Move-Up Transactions? appeared first on RISMedia.

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