The mortgage rate lock-in effect continues to keep a hold on the housing market, delaying relief in the constraints on existing inventory, according to the latest data from Realtor.com®.  Realtor.com’s Q4 2025 Outstanding Mortgage Data report broke down the current shares of rates in outstanding mortgages as follows: Outstanding Mortgage Rate Q4 2025 Share of…

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In a matter of weeks this quarter, all the major brokerages partnered with portals to pre-market their listings. Compass routed its pre-market listings to Redfin; Zillow formed its own coalition—with Keller Williams, Berkshire Hathaway HomeServices, RE/MAX, United Real Estate and Side—as it launched Zillow Preview. And eXp Realty announced a “Coming Soon” partnership with Realtor.com®,…

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Compass is big—historically big. That is something that no one in the industry is disputing. After its acquisition of Anywhere and all that company’s brands, Compass International Holdings (a new parent company overseeing all these new subsidiaries) oversees somewhere in the range of 80,000 agents, who collectively closed half a million transactions last year. What…

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Indexes tracking home-purchase and refinance application activity both saw increases this week, supported by a 9-basis-point decrease in mortgage rates last week that followed easing of tensions in the Middle East.  According to the latest Market Composite Index from the Mortgage Bankers Association (MBA)—its measure of mortgage loan activity volume and includes purchases and refinances—increased…

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The impact of ongoing geopolitical tensions with Iran and its effect on oil and energy prices continues to weigh on the housing market, as homebuilder sentiment took a dip further into negative territory this month, according to the latest data from the National Association of Home Builders (NAHB).  The NAHB/Wells Fargo Housing Market Index saw…

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The National Association of Realtors®’ (NAR) 2026 Generational Trends Report found that Gen Z—though still a fraction of the overall market—is “reshaping homeownership,” even as baby boomers remain overrepresented amid affordability challenges. Those challenges have also shrunk first-time buyer share to historically low levels. The report found that out of all buyers, only 21% were…

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Ryan Serhant is bringing his fast-growing brokerage, SERHANT., to California in a major expansion as the celebrity firm pursues rapid national growth and a continued push into luxury markets. According to a press release issued Tuesday, SERHANT. is launching operations across Los Angeles, San Diego, Orange County, San Francisco and Tahoe, entering the state with…

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The rate lock-in effect has been a concern on the minds of many in real estate over recent years as mortgage rates have mostly stayed in the 6%-7% range. Homeowners with rates in the 2%-3% range, while they could potentially afford the price of a new home in selling their current one, have reportedly felt…

The post The Upsizing Question: How Does Rate Lock Impact Move-Up Transactions? appeared first on RISMedia.

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