As we head into 2026, mortgage rates are expected to remain in line with today’s rates, which, while not the sharp decline some buyers may have been hoping for, are enough to see modest home price growth in the new year, economists predict. The latest Primary Mortgage Market Survey® (PMMS®), released by Freddie Mac Thursday,…
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The lock-in effect—the gap between existing mortgage payments and the cost of financing a home today—continues to widely affect housing supply and is “trapping” homeowners into staying where they are, according to new data from Realtor.com®. The new Realtor.com report details how a homeowner wishing to move but locked-in at a lower mortgage rate…
Homeownership remains a priority for many Americans despite housing market fluctuations this year. A recent consumer survey conducted by REMAX highlights how market conditions and lifestyle preferences are shaping homebuyers’ plans. While affordability remains a key concern, buyers are also prioritizing neighborhood safety, social connection and access to lifestyle-enhancing amenities. These preferences underscore that buyers…
Above, Fed Chair Jerome Powell The Federal Reserve has announced its third interest rate cut of the year—its third in a row—closing out its final Federal Open Market Committee (FOMC) meeting of 2025. The FOMC announced at its December meeting today that it has cut interest rates by a quarter-percentage point. This follows a 25-basis-point…
Home purchase application activity continues to fluctuate with an increase this past week but mortgage watchers say the bigger picture shows applications overall running ahead of a year ago as market conditions continue to mark gradual improvement. According to the latest Mortgage Bankers Association (MBA) report, the Market Composite Index—the measure of mortgage loan activity…
Homeowners may be feeling the impact of climate disasters on their insurance premiums, but are buyers modifying their behavior and performing deep research into climate risks during their home searches? Not for very long, it appears, per data shared by Redfin. Redfin listings separate climate risks into five categories: floods, fire, wind, extreme heat and…
Another year is almost in the books, and with it, a cavalcade of economists and experts seeking to peer into the future and predict the subsequent year’s housing market. As brokers and agents parse out their path forward, these big national trends are not always the most useful guidance—even when they are accurate. After many…
Above, Lawrence Yun and Nadia Evangelou At the National Association of Realtors® (NAR) Real Estate Forecast Summit, held remotely Dec. 9, NAR Chief Economist Lawrence Yun predicted that the Federal Reserve will cut interest rates Dec. 10, with two more cuts next year. But taking a longer view after multiple sluggish years for housing, Yun…
Editor’s Note: The RISMedia series Legislative Round-Up looks at pending and passed federal and state-level legislation that impacts real estate professionals. Road to Housing Act removed from defense bill The Road to Housing Act, a bipartisan comprehensive housing reform bill passed by the U.S. Senate, has met a new roadblock. The bill, previously attached to…
The Jason Mitchell Group (JMG) has announced the inclusion of The Oregon Life Property Group to its rapidly expanding national network. This strategic partnership signifies an opportunity for Oregon Life to take advantage of JMG’s proven platform and referral pipeline promise to drive growth and elevate their entire platform. Led by Tony Apa, The Oregon…
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