The United States Senate today passed legislation now called the 21st Century ROAD to Housing Act, a comprehensive, bipartisan legislative package designed to increase housing supply and access. The bill will now have to be sent back to the House, where it must face reconciliation and another vote before going to President Donald Trump’s desk.…
On March 5, 2026, the practical ban on mortgage industry trigger leads—signed into law in September 2025 with essentially unanimous support in Congress—has officially taken effect. This change is meant to ease one problem that homebuyers searching for a mortgage face. Trigger leads are a practice where one of the three major credit bureaus (Equifax,…
Housing construction has faced a plethora of challenges in recent years, as the country falls further behind in the number of homes needed to meet demand. The latest data from Realtor.com® has found these challenges once again widened the “housing supply gap,” with the future looking uncertain without “meaningful” policy changes. Realtor.com’s 2026 Housing Supply…
Real estate professionals can be the first line of defense for upholding fair housing laws and principles, and a new bill under debate in Massachusetts wants to ensure that agents know how to perform this job. The current draft of the legislation, which has been backed by the Massachusetts Association of Realtors® (MAR), mandates that…
At his first State of the Union address of his second term last night, President Donald Trump had a lot he wanted to cover after a tumultuous first year in office. Clocking in at about an hour and 45 minutes, and over 10,000 words, Trump sprinkled plenty of personal anecdotes and free-wheeling storytelling into a…
The average top-tier mortgage rates dipped below 6% this week, offering up what economists say could be the “psychological push” some buyers are looking for to get them off the sidelines and into a stubborn housing market that continues to be constrained by affordability and inventory challenges. Mortgage News Daily (MND) reported that the average…
The first year of the Trump administration saw much back and forth as the President put in place various tariffs on U.S. imports, including goods imported from historical trading partners such as Canada and Mexico. Most of these tariffs have now been struck down—the Supreme Court, in a 6-3 decision, ruled that Trump does not…
Housing affordability is an issue to be tackled from many directions; which ways are on lawmakers’ radar? The House Financial Services committee (which covers the real estate sector) provided insight into that during a hearing Tuesday on rising housing costs, titled “Priced Out of the American Dream.” Those giving testimony at the hearing, where discussion…
State legislatures across the U.S. have been seeing new bills that would restrict private real estate listings, with mandates that such listings also be publicly marketed. Wisconsin enacted such legislation in December 2025 (to take effect in January 2027), while another bill of this nature is under consideration in Washington state. Now, the Illinois legislature…
The House of Representatives has announced the passage of H.R. 6644, known as the Housing for the 21st Century Act, and the industry has reacted with positivity and now look to the Senate for further action. The Housing for the 21st Century Act is a comprehensive, bipartisan legislative package that aims to increase housing supply…
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